Terms of Use | Globospend

GloboSpend Terms of Use

Last Updated: September 25, 2026

Welcome to GloboSpend. These Terms of Use ("Terms") govern your use of the GloboSpend mobile application and related services ("GloboSpend", the "App", "we", "our", or "us").
By downloading, accessing, or using GloboSpend, you agree to these Terms. If you do not agree with these Terms, please do not use the App.

1. About GloboSpend
GloboSpend is an expense-tracking and budgeting application designed to help users record expenses, manage budgets, track spending in multiple currencies, organize travel expenses, and view spending insights.
GloboSpend is a personal finance tracking tool. It is not a bank, payment service, investment platform, financial advisor, tax advisor, or accounting service.

2. Using GloboSpend
You may use GloboSpend for lawful personal purposes and in accordance with these Terms.
You agree not to:
- Use GloboSpend for unlawful purposes.
- Attempt to interfere with or disrupt the App.
- Reverse engineer, modify, or attempt to extract the source code of the App except where permitted by applicable law.
- Circumvent security features or access restrictions.
- Use the App to distribute malicious software or harmful content.
- Misuse or attempt to exploit any App functionality.

3. Expense and Financial Information
You are responsible for the accuracy of information you enter into GloboSpend.
GloboSpend may calculate spending totals, budgets, projections, and currency conversions based on information you provide.
You should verify important financial information independently before relying on it.
GloboSpend does not guarantee that every calculation, exchange rate, projection, or financial summary will always be accurate, complete, or current.

4. Currency Exchange Information
GloboSpend may provide currency conversion and exchange-rate information.
Exchange rates can change frequently and may differ from rates provided by banks, card networks, payment providers, or currency exchanges.
Currency information provided by GloboSpend is intended for informational and expense-tracking purposes only.
GloboSpend does not guarantee that the displayed exchange rate will be the rate applied to an actual transaction.

5. Budgets and Spending Insights
GloboSpend may provide budgets, spending summaries, projections, recommendations, or other insights based on information available to the App.
These features are provided for informational purposes and should not be considered professional financial, investment, tax, accounting, or legal advice.
You are responsible for your own financial decisions.

6. Location-Based Features
GloboSpend may offer location-based features to help identify your country, suggest a currency, or organize travel-related information.
Location functionality depends on the permissions you grant to the App and the capabilities of your device.
You can control location permissions through your device settings.

7. Receipt Scanning
GloboSpend may provide receipt-scanning or OCR functionality.
Receipt recognition may occasionally produce incorrect or incomplete information. You are responsible for reviewing and correcting extracted information before relying on it.

8. GloboSpend Pro
GloboSpend may offer optional premium features through GloboSpend Pro.
GloboSpend Pro may be offered through auto-renewable subscriptions, including monthly or yearly plans.
The features, prices, durations, and available offers may vary by region and may change over time.

9. Subscriptions and Automatic Renewal
GloboSpend Pro subscriptions are purchased through Apple's App Store.
When you purchase a subscription:
- Payment is charged to your Apple Account at confirmation of purchase.
- Your subscription automatically renews unless you cancel it before the current subscription period ends.
- Your Apple Account may be charged for renewal according to Apple's applicable subscription rules.
- You can manage or cancel your subscription through your Apple Account's subscription settings.
Any free trial or introductory offer, if available, will be subject to the terms displayed at the time of purchase.
Apple's applicable terms and policies also apply to App Store purchases.

10. Refunds
Payments made through Apple's App Store are subject to Apple's refund policies and procedures.
GloboSpend does not directly process App Store payments or determine Apple's refund decisions.
For purchase or refund assistance, you may need to contact Apple.

11. Intellectual Property
GloboSpend, including its software, design, branding, graphics, logos, text, and other content, is owned by or licensed to GloboSpend and is protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, modify, or commercially exploit GloboSpend's content or software without appropriate authorization, except where permitted by law.
The GloboSpend name and logo are trademarks or brand assets of their respective owner.

12. Third-Party Services
GloboSpend may rely on third-party services to provide certain functionality, including services provided by Apple, location services, currency-rate providers, cloud services, analytics providers, or other technology providers.
Third-party services may have their own terms and privacy policies.
GloboSpend is not responsible for the independent policies or availability of third-party services.

13. Availability and Changes
We may update, modify, suspend, or discontinue features of GloboSpend from time to time.
We may make changes for reasons including:
- Product improvements
- Security
- Maintenance
- Legal or regulatory requirements
- Changes to third-party services
We do not guarantee that every feature will always be available.

14. Disclaimer
To the extent permitted by applicable law, GloboSpend is provided on an "as available" basis.
We do not guarantee that the App will always be uninterrupted, error-free, secure, or completely accurate.
GloboSpend should not be used as the sole source for important financial, tax, accounting, investment, or legal decisions.

15. Limitation of Liability
To the maximum extent permitted by applicable law, GloboSpend and its owners, developers, affiliates, and service providers will not be responsible for indirect, incidental, special, consequential, or similar damages arising from your use of or inability to use the App.
Nothing in these Terms limits rights or protections that cannot legally be excluded under applicable law.

16. Termination
You may stop using GloboSpend at any time by deleting the App from your device.
We may suspend or terminate access to certain features where reasonably necessary, including in cases of misuse, security concerns, violation of these Terms, or circumstances beyond our reasonable control.
Subscription cancellation does not necessarily require deleting the App and should be managed through your Apple Account.

17. Changes to These Terms
We may update these Terms from time to time.
When we make changes, we will update the Last Updated date at the top of this page.
Your continued use of GloboSpend after the updated Terms become effective constitutes acceptance of the updated Terms, to the extent permitted by applicable law.

18. Governing Law
These Terms will be governed by the laws applicable to the jurisdiction in which GloboSpend's operating entity is established, except where applicable law requires otherwise.
Any dispute will be handled in accordance with applicable law and the appropriate courts or dispute-resolution mechanisms.

19. Contact Us
If you have questions about these Terms or GloboSpend, please contact:
Email: support@globospend.com
GloboSpend
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