Privacy Policy

GloboSpend ("GloboSpend", "we", "our", or "us") respects your privacy. This Privacy Policy explains what information GloboSpend may collect, how it is used, and the choices available to you when you use the GloboSpend app.

1. Information You Provide

Depending on the features you use, GloboSpend may store information that you enter into the app, including:

Expense amounts
Currency information
Expense categories
Dates and times of transactions
Notes or descriptions
Budget information
Trip and travel information
Receipt information
Other information you voluntarily provide through the app

Please avoid entering sensitive personal information that is not necessary for using GloboSpend.

2. Location Information

GloboSpend may request access to your device's location.

If you allow location access, we may use your location to:

Identify your approximate country or region
Suggest a local currency
Help organize travel-related expenses
Provide location-related app features

You can enable or disable location access at any time through your device settings.

If you do not grant location permission, you can continue using features that do not require location information.

3. Camera and Receipt Scanning

GloboSpend may request camera access if you use receipt-scanning features.

Camera access is used to capture receipts and help extract relevant expense information.

You control camera access through your device settings.

4. Financial and Expense Information

GloboSpend is an expense-tracking application. Information you enter about your spending may include amounts, currencies, categories, merchants, dates, and notes.

GloboSpend is not a bank, payment processor, or financial institution and does not access your bank account or payment cards unless a future feature explicitly provides such functionality and you authorize it.

GloboSpend does not require your payment card number to record an expense.

5. Currency and Exchange Rates

GloboSpend may use currency exchange-rate information to calculate approximate conversions between currencies.

Exchange rates can change and may differ from rates used by banks, card networks, or other financial institutions.

Currency conversion information provided by GloboSpend should be considered informational and should not be relied upon as a guaranteed transaction or settlement amount.

6. Subscription and Purchases

GloboSpend may offer optional paid features through GloboSpend Pro.

Purchases and subscriptions are processed through Apple's App Store and are subject to Apple's applicable terms and policies.

GloboSpend does not receive or store your full payment card number used for an App Store purchase.

Subscription management, cancellation, and certain billing or refund matters are handled through Apple.

7. How We Use Information

Information may be used to:

Provide and operate GloboSpend
Save and display your expenses
Calculate budgets and spending summaries
Provide currency conversions
Organize trips and expenses
Provide receipt-scanning functionality
Provide subscription features
Improve app performance and reliability
Respond to support requests
Detect, prevent, and address technical or security issues

We do not sell your personal information.

8. Information Sharing

We may share or disclose information only when reasonably necessary to:

Provide GloboSpend features
Work with service providers that help operate the app
Process or support App Store purchases
Comply with applicable laws or legal obligations
Protect the security and integrity of GloboSpend
Respond to valid legal requests

Service providers may process information on our behalf only as necessary to provide their services.

9. Data Storage

Depending on the features and configuration of GloboSpend, expense information may be stored locally on your device and/or through supported cloud services.

The availability of cloud synchronization may depend on the version of GloboSpend and the services you use.

10. Data Security

We take reasonable measures designed to protect information handled by GloboSpend.

However, no electronic storage or transmission method can be guaranteed to be completely secure.

11. Data Retention and Deletion

We retain information for as long as reasonably necessary to provide the relevant GloboSpend features or comply with applicable legal obligations.

If GloboSpend provides an account or cloud-storage feature, available deletion controls may be provided within the app or through the applicable account settings.

You may also remove locally stored app data by deleting GloboSpend from your device, subject to any information retained by external services or backups.

12. Children's Privacy

GloboSpend is not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13.

If you believe that a child has provided personal information to us, please contact us so that appropriate action can be taken.

13. Third-Party Services

GloboSpend may use third-party services necessary to provide certain app functionality, such as:

Apple App Store and StoreKit services
Apple location services
Currency or exchange-rate services
Cloud or hosting services
Other services required to operate specific features

These services may have their own privacy policies and terms.

14. Your Choices

Depending on the features you use, you can control certain information through:

Device location permissions
Camera permissions
App settings
Apple Account subscription settings
Deleting or editing expenses within GloboSpend
Removing the app from your device

You can review and change app permissions through your iPhone or iPad settings.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

When changes are made, we will update the Last Updated date at the top of this page. Continued use of GloboSpend after an update means the updated Privacy Policy applies to your use of the app, subject to applicable law.

16. Contact Us

If you have questions about this Privacy Policy or how GloboSpend handles information, please contact us:

Email: support@globospend.com